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The Competition Bureau works to protect all Canadians by cracking down on deceptive marketers and ensuring consumers have the information they need to make informed purchasing decisions.

Our aims to increase your awareness of the many different kinds of fraud that target Canadians.

Your guide to protection against fraud First published by the Competition Bureau Canada 2012 Reproduced with permission from the Australian Competition and Consumer Commission Illustrations by Pat Campbell Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.

For permission to reproduce the information in this publication for commercial purposes, please contact the: Consumer confidence in the marketplace is of the utmost importance for the government.

In Canada, it is a crime to promote a pyramid scheme or even to participate in one.

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You can make a difference not only in your own life, but in the lives of the people you care about by recognizing, rejecting and reporting fraud.

Many lottery scams try to trick you into providing your banking and personal details to claim your prize.

You should not have to pay any fee or tax to claim a legitimate prize.

Don't be fooled by claims that the offer is legal or has government approval—many scammers will tell you this. Scammers and fraudsters play upon the universal desire to win big… with lottery, sweepstakes and contest scams designed to put money in their pockets… as they profit by making you pay premium text or phone rates, bogus “fees” or hidden costs.

Instead of receiving a grand prize or fortune, you will lose every cent that you send to a scammer. Even worse, many of these scams are designed SPECIFICALLY to steal your banking and other personal information… after which the fraudsters cash in by stealing from you or holding your data for ransom.

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If you've been looking for a mate or know someone who has, this series is for you!