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Student loan consolidation offers a way for graduates to effectively deal with the burden of their college debt.Loan consolidation is not for everyone, however, and student-borrowers should research their options thoroughly before securing a consolidated loan.The following Federal student loans are eligible for consolidation: Federal Direct PLUS Loans for Parents can not be transferred to the student, and are therefore ineligible for Federal loan consolidation.Terms and conditions on Federal Consolidated Loans are in line with all Federally backed student loans.Many banks, savings and loans, and student loan organizations offer loan consolidation for their current customers.That being said, like all student loan services, its always advisable to shop around for the best deal.

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These are the most common questions borrowers ask concerning student loan consolidation: When borrowers consolidate their outstanding student loans, whether the loans are Federal or private, they are essentially securing a new loan.

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