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Pay special attention to ATM withdrawals on the checking account statements, too, says Bourne.

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You can access just the credit report header, though, says Bourne, which lists all addresses for the previous 10 years. "I was sitting with a client who got a text alert that got him very upset," says Winston.

A vast majority of those surveyed had no confidence or very little confidence that records of their activity would remain secure, with the lowest confidence scores coming for online-only businesses — online advertisers, social media sites, video sites, and search engines.

Americans say the safety of their personal information is important, yet are often obligated to provide personal information to companies they have little confidence will keep their information safe.

Obtain a copy of your credit report and look for joint loans or lines of credit that you were previously unaware of.

You won't have complete information if your spouse borrowed only in his or her name, as a secret card will not show up on your credit report, so ask your partner to pull his credit report as well, and read it together.




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